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L&I Extended Loss & Damage Protection

Protect your hearing health without worry.

Injured workers covered by Labor and Industries (L&I) need to know what their coverage actually includes — and where it stops.

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Know this first

Where L&I coverage ends

  • 1

    Hearing aids issued by L&I only include one year of loss and damage coverage.

  • 2

    If you lose your hearing aids after this period, L&I will not replace them.

  • 3

    Replacing lost hearing aids requires you to pay full price for new devices to re-enter the L&I system.

L&I policy reminder
L&I will pay for repairs and replacement due to normal wear and tear. Any other loss or damage, such as those from non-work accidents, is the worker's responsibility. L&I does not cover hearing aids that are lost, stolen, or damaged in non-work-related incidents.

Our supplemental insurance program

We're here to bridge the gap

So you can focus on your hearing health without unexpected expenses.

Benefits include

  • Protection against non-work-related loss or damage.
  • Affordable yearly coverage at just $365.00 per year.
  • Discounted rates for L&I workers.
  • Access to loaner hearing aids (based on hearing loss) when needed.
  • Support for timely claim processing to avoid delays.

Coverage details

Deductible
$750 per hearing aid.
Earmold Deductible
$110 per earmold or $325 per AP mold (if applicable).
Accessories
Additional charges may apply for accessories not covered by L&I.

Get started today!

Protect your hearing aids and ensure uninterrupted hearing care

Contact us for more information or to enroll.

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Comprehensive evaluation, personalized guidance, and a clear path toward better everyday hearing. Call the clinic nearest you.